Whisk together the chocolate pudding and milk until smooth and well combined. Allow the pudding to rest until thickened.
Spoon half the pudding into the bottom of the serving bowl.
Add the whipped topping to the remaining pudding and stir to mix. Spoon the remaining pudding mixture over the top of the pudding in the serving bowl.
Place the bowl in the refrigerator to chill for at least one hour.
When ready to serve, spread a layer of whipped topping over the top of the dip. Sprinkle with mini chocolate chips and graham cracker crumbs.
Serve with graham crackers or cookies for dipping.
Christina's Notes
Refrigerate: Refrigerate the dip for at least 30 minutes before serving. This allows the flavors to meld and the dip to set properly.
Flavor Boost: Add a touch of instant coffee or espresso powder to the pudding mix for a deeper chocolate flavor.
Melt Chocolate: Melt the chocolate chips in a microwave-safe bowl in the microwave for 30 seconds, then stir them into the dip. You can also use the double boiler on the stove.